In the early stages of a business, a “monolithic” system—where everything is bundled into one giant codebase—is often the path of least resistance. It’s simple to build and easy to deploy. But as an enterprise grows, that single block of code starts to feel… Continue Reading
For decades, the term “Liquidity Trap” belonged to the world of macroeconomics—a scenario where rock-bottom interest rates fail to stimulate growth because everyone is hoarding cash. But as we move through 2026, a new, more technical version of this trap has emerged within the plumbing of global finance. … Continue Reading
Ten years ago, a payment between two banks could take 1–3 business days. Today, in many countries, money moves in 10 seconds or less, 24 hours a day, 365 days a year. Systems like UPI in India, Pix in Brazil,… Continue Reading
Artificial intelligence (AI) is fundamentally transforming wealth management; a sector traditionally rooted in human expertise and personalized advice. What started a few years ago as simple robotic process automation has, by 2025, grown into something far more powerful: generative… Continue Reading
The traditional way of shopping, where we search, click, add to cart, and check out, is quickly becoming outdated. In markets like India, the new goal is “zero-click” purchasing. This means advanced tech like AI and smart home devices (IoT)… Continue Reading
For the growing Fintech companies in India, following the rules to stop illegal money (Anti-Money Laundering, or AML) isn’t just a suggestion—it’s absolutely necessary to stay in business. What is AML and Why Does It Matter for Fintech? AML stands… Continue Reading
We often hear terms like credit limit and collateral when talking about loans, credit cards, or lines of credit, but what do they really mean for your financial future? While both are fundamental components of borrowing, they play very different… Continue Reading
We’ve all been there: a slow Wi-Fi signal, a complex app with tiny text, or a frustrating password reset process. For billions of people around the world, these aren’t just minor inconveniences—they’re everyday barriers to accessing essential financial services. As… Continue Reading
In an era where technology continually reshapes how we live and work, the banking industry is no exception. Yet, many banks still rely on outdated systems, hoping to avoid the complexity and cost of change. While it might feel easier… Continue Reading
In India, more than 65% of people live in rural areas where banking is hard to access. There are few banks, low knowledge about money matters, and long distances to travel. But mobile apps are changing this. They’re bringing banking… Continue Reading